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Whitepaper — Overview

Thesis

One agent authority, many venue bindings, a cross-chain funding router, and a chat-brain that never holds keys — with wallet creation abstracted behind a provider interface so "Privy agent wallet" and "linked Virtuals wallet" are two implementations of the same authority.

AI agents are becoming autonomous economic actors. The blocker is not intelligence — it is infrastructure: who is the agent's wallet, how does it bind to many venues, how is it funded across chains, and how does it act from chat without prompt injection draining it. OAW answers all four as one coherent, vendor-neutral system.

The five problems OAW solves

  1. What is the agent's wallet, and can I create it? A provider-managed wallet (Mode A) by default; link an existing Virtuals wallet (Mode B) for the rich EconomyOS envelope.
  2. How do I bind one wallet to many venues? A declarative capability registry + a universal pre-bind gate.
  3. How do I fund a venue on a chain my wallet isn't on? A CAIP-2 funding router with deposit-address, bridge, and swap rails.
  4. How do I act from chat without prompt injection moving money? A brain that proposes and a backend that signs, plus reasoning-based intent recognition.
  5. How do I reuse Virtuals' rich wallet without its chain limits? Keep the Virtuals wallet as the authority/control surface; route funding/execution across any chain.

Why vendor-neutral

OAW is not a wallet provider and not a venue. Privy and Virtuals are adapters behind a provider interface; venues are adapters behind a venue interface. The same agent authority works regardless of who provisioned the wallet or which venue it trades on. This is what lets developers — and the Privy and Virtuals teams themselves — build on a shared standard instead of one vendor's lock-in.

Honesty as a design property

Every shipped venue adapter is a reference adapter: it proves the control flow but makes no live venue API call. Wallet modes C and D are unverified and throw rather than fabricate. Live money movement is off by default. The standard is credible precisely because it does not overclaim.

Continue to the Roadmap.